Your home has built equity. Put it to work.
Pick what it’s for, choose an amount, and continue to one short form to compare home equity offers from multiple lenders.
Get started- One short form, about two minutes
- If you qualify, offers from up to five lenders
- Free to compare, no obligation to accept
Illustration only. Actual amounts depend on appraisal, credit and lender rules.
Step 1 of 2
What would you use it for?
Step 2 of 2
How much would you like to access?
Not sure? Pick the closest amount. You can change it on the form.
Know the terms before you commit
Every offer you compare should spell these out clearly. Check each one before you accept.
- Loan amountHow much you’d receive or be able to draw
- APRYour yearly cost, including fees
- Fixed or variableHome equity loans are usually fixed; HELOCs are usually variable
- Monthly paymentMake sure it fits alongside your current mortgage
- Closing costs and feesAppraisal, origination and other upfront costs
- Prepayment penaltyCan you pay it off early without extra cost?
How it works
Instead of applying with lenders one by one, you fill out one form and compare.
- Fill out one short formBasic details about you, your home and how much you need.
- Get matched with lendersIf you qualify, lenders from a nationwide network send their offers.
- Compare and decideLook at offers side by side. Accept only if one works for you.
Questions
Are you a lender?
No. This page is an advertisement that links to a third-party loan marketplace. Lenders make all credit decisions and set all rates and terms.
Am I guaranteed a loan?
No. Approval depends on each lender’s criteria, which may include your home’s value, equity, credit history, income and state.
Does it cost anything to compare?
No. Filling out the form and reviewing offers is free. If you accept a loan, it may have closing costs and fees, which the lender must disclose.
Will lenders contact me?
Lenders you’re matched with may contact you by phone or email with offer details. The form explains how your information is used before you submit it.
What’s the difference between a home equity loan and a HELOC?
A home equity loan pays a lump sum, usually at a fixed rate. A HELOC is a credit line you draw from as needed, usually at a variable rate. You can compare both.
Use your equity. Know the terms.
Continue to the secure form to compare home equity offers.
Compare my equity offers Not all applicants qualify. Approval, amounts and terms are set by lenders.